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How to Grow a Money Tree in Animal Crossing


People often remark that there is no such thing as money growing on trees. It’s possible that’s how things work in the real world, but in Animal Crossing, you couldn’t be more off base. Growing money trees is a quick way to generate a significant amount of money (also known as “Bells”) in Animal Crossing. These are quite similar to fruit trees, except rather than giving you fruit such as peaches or pears, they will give you bags of bells. The amount of money they generate is proportional to the amount of seeds you plant, although a single tree has the potential to yield 300,000 Bells if you strike it lucky. The following is a guide on how to cultivate a money tree in Animal Crossing.

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How to Grow a Money Tree in Animal Crossing

Each day, a “shining place” will materialize in a different part of your island in a completely random position. This location, which resembles a golden sliver emerging from the earth, is where you should plant the tree that will eventually yield the most money for you.

1. Utilizing a shovel, locate the brightest part of your island and begin to excavate it. You’ll find a bag with one thousand Bells buried in the hole, and the hole will continue to glow when you dig it up.

How to Grow a Money Tree in Animal Crossing

2. Remain close to the hole and open your inventory; next, take a bag of bells from your selection and select the option to Bury in Hole.

How to Grow a Money Tree in Animal Crossing

3. If you bury the money, a young tree will grow in the spot where it was first deposited.

4. Give the tree some opportunity to develop by waiting three days (or time travel forward three days). Unlike flowers, you don’t need to water it.

5. After the elapsed period of time of three days, go back to the location where you initially planted your money tree. You’ll find a fully grown tree that doesn’t have any fruit on it, but instead has three money bags attached to it; you can shake the tree to get them out.

How to Grow a Money Tree in Animal Crossing

When you have finished shaking the bags down, your money tree will transform into a typical tree. However, because a new bright place occurs each day, this indicates that you are permitted to plant one new money tree each day.

There is no need for concern if the location of your sparkling spot is not to your liking. After you have buried your bells and the sapling has appeared, you will be able to use a shovel to unearth the sapling and replant it elsewhere.


Why can’t I plant a money tree in Animal Crossing?

Before it matures into a normal hardwood tree, the tree will only ever produce money for you once. The only way to plant money trees in Animal Forest, Animal Crossing, Animal Forest e+, and New Horizons is to bury money in the daily Shining Spot located in the player’s village. This is also the case in Animal Forest.

Do you need a golden shovel for a money tree?

The fact that, in contrast to previous Animal Crossing games, you won’t need the golden shovel in order to cultivate a money tree is easily the most exciting aspect in Animal Crossing: New Horizons. To get these trees started growing, players can use any kind of spade.

What happens if you bury a stone in Animal Crossing?

This will result in the rock being broken into pieces, which will provide you with additional resources in exchange for your effort. Following the passage of a few days, the rock will resurface on your island in a different location.

Do bell trees regrow bells?

Do money trees have the ability to regrow bells? In Animal Crossing: New Horizons, shaking money trees does not cause them to regenerate bells after they have been shook. When a money tree has had its bags of bells stolen from it, it is unable to regenerate new bags of bells and you will need to plant a new money tree.